Month: April 2020

As a result of the Covid-19 Pandemic and subsequent business closures across the country, many business owners and companies are looking to their property insurance policies for relief. Insurance companies are telling them that the losses are not covered.

Business interruption insurance typically helps replace lost revenue, taxes, payroll, relocations costs, loan payments and lease payments when a business is affected by a covered loss. According to the Insurance Information Institute, approximately one-third of U.S. small businesses carry interruption coverage. https://money.usnews.com/money/personal-finance/saving-and-budgeting/articles/what-is-business-interruption-insurance.

Multiple lawsuits have been filed around the country in response to these claim denials. https://www.sandiegouniontribune.com/business/story/2020-04-05/companies-thought-they-were-covered-for-business-interruption-insurance-not-really

Some state legislators and lawmakers have sought to ease the burden on small businesses and ensure that they are getting the coverage they paid for. Here in California, 33 Congressional Delegation Members have sent a letter to the California Insurance Commissioner demanding that they “exercise all authority to ensure the insurance companies comply with their business interruption policies. During this crisis, we must do everything possible to mitigate the devastating impact on small businesses due to the coronavirus pandemic.” https://www.natlawreview.com/article/33-members-california-congressional-delegation-ask-ca-insurance-commissioner-to. According to the California Insurance Commissioner Ricardo Lara, the Insurance Commission is “currently working with the insurance industry and business groups to find creative solutions during this unprecedented crisis to make sure our businesses survive, and we need this data to define the size of the problem.”

If you have experienced a business interruption due to Covid19, you may be entitled to assistance.

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Jan is not only knowledgeable and professional, but she has a true heart for helping people. Practicing law is her ‘purpose and passion’ and she displays this through her compassion and caring, [and] her fire and tenacity. Jan fights for her clients and she does not back down. She is honest and direct.

Client P

I cannot say enough about the professionalism and knowledge Jan has shown. She is on it! People like her are so rare to come by. I would give her 10 stars if I could! I will recommend her to any friend or family member I know.

Client CH

A skilled team who understands people as well as law.

Client EK

They give their everything and more. Super Smart, Super Diligent, Compassionate, Warm and Caring, Upfront and Honest.

Client MM

Jan was nothing short of amazing in her verbal dominance of the other side in depositions and trial arguments. Let’s say I am very glad she was on my side of the table. At the conclusion of my case the judge looked at me and said, hope you appreciate the Herculean effort that your lawyers gave in this case. Believe me I did! That’s just how they roll.

Client A.V.